Although there is no minimum credit score required, we advise that you apply for the Amex Platinum card if you have a credit score of at least 670, a history of good credit dating back at least two years, and an annual income of at least $50,000.
Depending on the card, American Express requires a credit score of 700 or higher. This means that applicants for an American Express credit card must have good to outstanding credit.
The Platinum Card® from American Express is the American Express card with the greatest limit since it has a variable purchasing power based on the credit and payment history of the cardholders. So, cardholders with high incomes, little debt, and good credit histories might obtain cards with high spending limits.
Despite not having a "5/24" restriction like Chase, American Express does limit welcome offer eligibility depending on your card history. Theoretically, you are only eligible for one welcome offer per credit card [per lifetime," but it's not often that straightforward.
A credit limit is not included on a consumer or business Green, Gold, or Platinum Card.
Apply for the Amex financial relief program: You can apply for the financial relief program online or by calling Amex at (866) 703-4169 if you're having trouble paying your yearly fee due to an unexpected financial hardship. It's possible that your annual charge will be waived.
You can virtually use any payment method for paying residential rent, such as Visa, Mastercard, American Express, Discover, Diners Club International, and JCB. American Express and Visa credit and debit card payments are not currently accepted on Plastiq for mortgage payments.
No,. Despite having a high level of status in many people's eyes, American Express is not just for wealthy individuals. You don't need to be wealthy to have a good credit score; applicants must have good or outstanding credit scores of 700+.
Yes, Amex automatically raises credit limits. If you have excellent credit and pay all of your bills on time, this may happen. Maintaining a low credit utilization ratio or paying off your obligations entirely each month may also benefit you.
When you use your Card, eligible charges up to your Pay Over Time Limit are immediately added to your Pay Over Time balance. Make your payment choice. You have the option of paying your entire balance, the minimum amount due, or any amount in between when it comes time to pay your bill.